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Homeowners' Insurance.

Are you paying too much for Homeowners' Insurance? Call Iddings Insurance

, Wyalusing, 570-746-3434 or Dushore, 928-9115.

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Real Estate Appraisals.

Residential, Farm, Land, Minerals, Gas Partial Interest, Estates, Right-of-Way, Consultations. Frank J. Bertrand,

570-265-6951. Certified general appraiser both PA and NY state with over 20 years' experience, bonded and insured. See www.frankjbertrand.com.

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Bradford County, Towanda Area REDUCED

! Susquehanna River, 2 cottages + 1 acre lot. 1 cottage with all utilities + furniture & newer appliances; other cottage has 12 x 12 brand new kitchen added on + 1 acre lot, wiring updated, also includes a 20 x 40 shed & also boat launch. Not in flood plain. Will divide property. All separate deeds. Asking $102,000. 570-457-7896 or 570-363-2846.

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