Community Bank N.A.

General Information

communitybankna.com

General

Ads in this issue
CommunityBankNA

Text from ad:

Happy is a home equity loan
with no closing costs.*
or buying a new car
it happen. And the best part — decisions are made right here
in town. So stop into your local branch and Bank Happy
h
clo
car, we have the rates and terms to help make
s osing , Happy.
MEMBER FDIC
HOME EQUITY
LINE OF CREDIT
HOME EQUITY LOAN
3.25% FULLY INDEXED APR
0.00% 3-MONTH INTRODUCTOR
.25%
%1
INTRODUCTORY APR
2.99% 5-YEAR FIXED APR
%
2 PERSONAL BANKING BUSINESS BANKING WEAL
Choosing the right d├ęcor for a home mak
occupied 1-4-family residential propertie
ADDITIONAL “NO CLOSING COST” PROD
recording fee; abstract update, title searc
communitybankna.com
RSONAL BANKIN
eover can always be a little tricky. Fortunately, all o
es to customers with marketable (as determined by L
DUCT DISCLOSURE: “No closing costs” means no: ori
ch fees; appraisal fee; bank attorney fee; or mortga
NG WEALTH MANAGEMENT
l of our Home Equity Loans come with a whole lot of l
y Lender or Lender’s Attorney) title to the property t
gination fee/points; application fee; flood check fee
age tax. If the customer selects an attorney to rep
f local flair. *Valid on owner-
y that is to secure the loan.
; credit report fee; mortgage
resent him/her, customer is
g f ; a p , t
responsible for attorney’s fee. Communit
requested by the customer for any reaso
responsible for any difference charged by t
three years of the origination, the Bank wi
hazard insurance are required and are the r
of property securing the accommodation l
rates and loan amounts are available. Not a
draw of $25,000 is required at time of clo
homes are not eligible for Home Equity Lin
$25,000. Example: A $25,000 loan at 2.99
The actual payment may be greater.) Sing
attached to a foundation.
; app ; b y f ; o g
ty Bank, N.A.’s intent is to utilize and pay for an ex
on, or is deemed to be necessary for any reason by t
y the appraiser. The Bank will not pay for a survey or a
ll collect the closing costs from the customer that w
e responsibility of the borrower. Rates shown are for l
n less the balance of the borrower’s first mortgage. A
t available for purchase transactions. 1. The 0% intro
osing to qualify for advertised offer. The rate of inter
nes of Credit. Double-wide mobile homes are eligible o
9% APR requires 60 payments of $449.11 for principa
le-wide mobile homes are not eligible for Home Equ
g y t p
terior-only appraisal of the collateral property. If a m
y the Bank, the Bank will pay for up to $175 of the c
r any other expense not specifically listed herein. Shou
t were waived when the loan was opened. Subject to c
r a loan with an LTV (Loan-To-Value) ratio of 80% or les
. APRs accurate as of 2/1/15 and subject to change w
oductory rate is available for all Home Equity Line of C
rest is variable, with a maximum rate of interest of 1
e only if permanently attached to a foundation. 2. M
al and interest. (This payment does not include amou
uity Lines of Credit. Double-wide mobile homes are e
, c
f more extensive appraisal is
e cost. The customer will be
uld the loan be closed within
redit approval. Property and
ss of current appraised value
e without notice. Other terms,
f Credit options. A minimum
4.50%. Single-wide mobile
inimum loan requirement of
unts for taxes and insurance.
e eligible only if permanently
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