Community Bank N.A.

General Information

communitybankna.com

General

Ads in this issue
CommunityBankNA
CommunityBankNA_0

Text from ad:

P E R S O N A L B U S I N E S S W E A L T H
Ready to fix up the home, finance college or drive a new set of wheels?
Then we have the loans, rates and terms to help make it happen. The best
part is, decisions are made locally. So stop into any branch to find a friendly
face and a great rate.
communitybankna.com
Home sweet home
equity loan.
Now with no closing costs.*
*Valid on owner-occupied 1-4-family residential properties to customers with marketable (as determined by Lender or Lender’s Attorney) title to the property that is to secure the
loan. ADDITIONAL “NO CLOSING COST” PRODUCT DISCLOSURE: “No closing costs” means no: origination fee/points; application fee; .ood check fee; credit report fee; mortgage
recording fee; abstract update, title search fees; appraisal fee; bank attorney fee; or mortgage tax. If the customer selects an attorney to represent him/her, customer is responsible
for attorney’s fee. Community Bank, N.A.’s intent is to utilize and pay for an exterior-only appraisal of the collateral property. If a more extensive appraisal is requested by the customer
for any reason, or is deemed to be necessary for any reason by the Bank, the Bank will pay for up to $175 of the cost. The customer will be responsible for any difference charged by
the appraiser. The Bank will not pay for a survey or any other expense not speci.cally listed herein. Subject to credit approval. Property and hazard insurance are required and are the
responsibility of the borrower. Rates shown are for a loan with an LTV (Loan-To-Value) ratio of 80% or less of current appraised value of property securing the accommodation less
the balance of the borrower’s .rst mortgage. APRs accurate as of 3/20/15 and subject to change without notice. Other terms, rates and loan amounts are available. Not available
for purchase transactions. 1. The 0% introductory rate is available for all Home Equity Line of Credit options. A minimum draw of $25,000 is required at time of closing to qualify for
advertised offer. The rate of interest is variable, with a maximum rate of interest of 14.50%. Single-wide mobile homes are not eligible for Home Equity Lines of Credit. Double-wide
mobile homes are eligible only if permanently attached to a foundation. Should the line of credit be canceled within three years of the origination, the Bank will collect the third-party
closing costs from the customer that were waived when the line of credit was opened. Closing costs paid to third parties generally total between $500.00 and $8,500.00. The amount
can vary depending on the original line of credit amount approved. 2. Minimum loan requirement of $10,000. Example: A $10,000 loan at 2.49% APR requires 60 payments of $177.43
for principal and interest. (This payment does not include amounts for taxes and insurance. The actual payment may be greater.) Single-wide mobile homes are not eligible for Home
Equity Loans. Double-wide mobile homes are eligible only if permanently attached to a foundation. Should the loan be closed within three years of the origination, the Bank will collect
the third-party closing costs from the customer that were waived when the loan was opened.
3.25%
FULLY INDEXED APR 0.00%
3-MONTH INTRODUCTORY APR
HOME EQUITY LINE OF CREDIT
1 2.49%
5-YEAR FIXED APR
HOME EQUITY LOAN
2
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